Solar Financing Options
Go solar for $0 down with flexible financing. We help you find the option that fits your budget and maximizes your savings.
Cash Purchase
Maximum savings and fastest payback. Own your system outright and claim all incentives.
- Highest long-term savings
- Claim 30% tax credit
- Increase home value
- No interest payments
Best for: Homeowners who can afford upfront cost
Solar Loan
Own your system with $0 down and monthly payments often lower than your electric bill.
- $0 down options
- Claim 30% tax credit
- System ownership
- Fixed monthly payment
Best for: Homeowners who want ownership without upfront cost
Solar Lease
No upfront cost and no maintenance. We own the system; you pay a fixed monthly lease.
- $0 down
- Zero maintenance cost
- Fixed monthly lease
- Production guarantee
Best for: Homeowners who want simple, no-cost solar
Power Purchase Agreement (PPA)
Pay only for the power your system produces at a rate lower than your utility.
- $0 down
- Pay only for power produced
- Lower rate than utility
- No maintenance
Best for: Homeowners who want to reduce bills with no investment
Financing FAQs
Can I go solar with $0 down?
Yes. We offer $0 down options through solar loans, leases, and power purchase agreements (PPAs). With a loan, you own the system and claim the 30% tax credit. With a lease or PPA, the provider owns the system and you pay for the power it produces.
What credit score do I need for solar financing?
Most solar loan programs require a credit score of 650+. We offer options for various credit profiles, including bad credit solar financing with higher rates. We also help structure cash purchases and lease/PPA alternatives.
Is a solar loan better than a lease?
It depends on your goals. Loans build equity and let you claim the 30% tax credit, offering the highest long-term savings. Leases and PPAs require no upfront cost and include maintenance but do not provide tax credit benefits or system ownership.
How long are solar loan terms?
Solar loan terms typically range from 5 to 25 years. Shorter terms mean higher monthly payments but less total interest. We help you choose a term that makes your monthly solar payment lower than your current electric bill.
Find Your Best Financing Option
Our solar advisors help you compare all financing options and choose the one that maximizes your savings. Free, no-pressure consultation.
Or call us at (800) 555-SOLAR